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Phase 1 — Foundations

Scope: Minimum Viable Product​

DeFi staking​

Integrations for

  • ETH (via Lido - stETH)
  • ATOM (Cosmos)
  • SOL (Solana)
  • protocol allow-list, rewards view.

On/Off-Ramp (via Partners)​

Entry/exit through licensed partners (issuance/settlements/KYC/AML on partner side).

  • Stripe integration (primary)
  • Onramper integration (backup)
  • Credit card on-ramp
  • Bank transfer off-ramp

Payment Card (via V Plus Pay)​

Virtual card first (physical in Phase 2)

  • Spend from wallet balance
  • Basic fee structure (2.5%)

DEX domestic & swap​

Basic crypto swaps within supported chains:

  • Uniswap V3 (Ethereum, Polygon, Base)
  • Raydium (Solana)
  • Allow-list approach (vetted pools only)
  • Transparent fee breakdown

Zero-Setup Wallet​

Smart wallet creation

  • user-side, non-custodial
  • Email/social login (MPC key management)
  • Seed phrase backup option
  • WalletConnect support (existing wallets)

Milestones​

Milestone 1​

Core Infrastructure​

Deliverables:

  • Multi-chain RPC integration (Ethereum, Solana, Cosmos)
  • Wallet creation flow tested
  • Basic UI/UX (web app)
  • Smart contracts deployed (testnet)

Milestone 2​

Partner Integrations​

Deliverables:

  • Stripe/Onramper live (testnet/sandbox)
  • V Plus Pay card integration complete
  • Lido staking functional
  • Uniswap swap routing working

Milestone 3​

Beta Launch​

Deliverables:

  • Closed beta (100-500 users, invite-only)
  • Monitoring & observability live
  • Support infrastructure ready
  • Bug bounty program launched

Milestone 4​

Public Launch​

Deliverables:

  • Public availability (open signups)
  • Marketing campaign (content, paid ads, partnerships)
  • Documentation complete (user guides, FAQs)
  • Initial liquidity partnerships (protocols, wallets)

Technical Deliverables​

Smart Contracts​

  • AllocationRouter (orchestrates multi-step flows)
  • Protocol adapters (Lido, Cosmos validators, Solana staking)
  • DEX router (Uniswap integration)
  • Emergency pause mechanism

Backend Services​

  • RPC aggregation layer (multi-provider redundancy)
  • Indexer (transaction history, balances)
  • Quote/routing engine (DEX price aggregation)
  • Webhook handlers (partner events)
  • Job queue (async operations)

Frontend​

  • Web app (React, responsive)
  • Wallet adapter (WalletConnect, smart wallet creation)
  • Transaction flow (prepare, preview costs, sign)
  • Dashboard (balances, history, positions)
  • Support chat (Intercom or similar)

Compliance & Partnerships​

Regulatory​

  • Legal review of ToS, Privacy Policy
  • Geo-restrictions implemented (sanctions compliance)
  • Partner KYC/AML (handled by Stripe, V Plus Pay)

Key Partnerships​

  • Stripe (on-ramp) - Priority 1
  • Onramper (on-ramp backup) - Priority 2
  • V Plus Pay (card issuer) - Priority 1
  • 1-2 DeFi protocols (Lido confirmed, others TBD)
Foundation building

Phase 1 establishes core infrastructure and validates the non-custodial model with essential DeFi integrations.